Split Expenses
Effortlessly
The smartest way to track and split expenses in your Telegram groups. AI-powered categorization, instant settlements, zero hassle.
Get Started FreeEverything You Need
AI-Powered
Just tell the bot what you spent. AI automatically categorizes and splits expenses using natural language.
Instant Settlements
Settle debts in seconds via TON blockchain. No bank transfers, no waiting, no fees.
Smart Insights
Beautiful charts and analytics show exactly where your money goes. Make better spending decisions.
Multi-Currency
Track expenses in USD, EUR, RUB, KZT, GBP. Perfect for international trips and remote teams.
Private & Secure
Your data stays private. End-to-end encryption, no data selling, no ads. Ever.
Native Telegram
Works seamlessly inside Telegram. No extra apps to download or accounts to create.
Why Settler?
We built Settler because splitting expenses shouldn't be complicated. No more spreadsheets, awkward money requests, or forgotten debts. Just simple, smart expense tracking that works the way you do.
Voice Commands
Just say "I paid $50 for dinner" and AI handles the rest
Zero Learning Curve
If you use Telegram, you already know how to use Settler
Auto-Sync
Add the bot to your group and it automatically tracks everything
Beautiful Design
Clean, intuitive interface that feels native to Telegram
How It Works
Add the Bot
Search for @splitmatemvp_bot in Telegram and add it to your group chat. Give it admin rights so it can track expenses.
Track Expenses
Just message the bot or use voice commands. "I paid $50 for groceries" - AI does the math and splits it automatically.
View Balances
Open the mini-app to see who owes what. Beautiful charts show your spending by category, person, and time.
Settle Up
Connect your TON wallet and settle debts instantly. Or mark as paid manually if you prefer cash or bank transfers.